More than a mortgage provider.
We are a financial partner.
Every home is a milestone. Every mortgage is a cornerstone. When you’re buying a new home, we understand that a loan is more than a tool to achieve your dreams – it’s a belief in you and the importance of your goals. Our outstanding customer service and a commitment to provide transparent communications means that Open Mortgage makes your priorities our mission. With a wide variety of lending options and a single-minded dedication to closing, we’re with you at every milestone – every step of the way.
FHA Loan Program
More than half of first-time homebuyers use FHA-insured loans. Unlike conventional loans, FHA-insured loans may require lower cash investment. The cost of mortgage insurance required for a lower down-payment is passed along to the homeowner and is typically included in the monthly payment.
VA Loan Program
Loans for military veterans may be the best and least expensive available, provided you meet the service requirements for eligibility. You must have at least 90 days on active duty and have been discharged under other than dishonorable conditions. Surviving spouses may also be eligible for these benefits.
USDA Loan Program
The USDA loan program is available to everyone, and may include no money down. In order to be eligible for USDA loans, household income must meet certain guidelines and the home purchased must be located in an eligible rural area as defined by USDA.
Conventional Loan Program
Conventional loans provide many term options and are also worth consideration. Some of these loans require as little as 5% down. Our experienced loan originators will offer clear comparisons, to help make your decision easier.